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Dealer offer X ray

Copy a dealer’s offer onto the sheet. The red pen marks what you can say no to, and the X ray shows the real APR.

Buyer’s order

The deal

The selling price, before tax and fees.

On the offer.

Any length, 6 to 120.

Real APRType the price and the monthly payment

Car Hunt Pass or Pro

The exact APR, and the lines you can refuse

Copy each line from the sheet: tax, fees, add ons and money down. See the exact APR with them in, which lines you can say no to, any money hidden in the payment, and a high rate called out.

See plans, from $15

Car Hunt Pass: $15 once for 30 days, a launch price. It never renews. Full refund if you ask within 7 days.

This tab keeps the sheet. Nothing you type here leaves your device.

The X ray

X ray

Type the price and the monthly payment from the offer to see inside it.

Read more: add ons, long loans, and the payment calculator.

Compare a rate before the dealer’s financing

Education, not financial or mechanical advice. Have any used car checked by a mechanic you trust before you buy.

Feedback

Send feedback

What broke, what you wish it did, what the price should be, or what you loved. Two lines is plenty.